For most of us, a stay in the hospital due to sickness or injury will mean expenses which may not be sufficiently covered by your primary health insurance. With escalating healthcare costs, you could face thousands of dollars in medical fees.
Today, there are many types of health insurances available. Stay ahead of rising healthcare costs by buying a health insurance. When you are ill and need hospitalisation care, the last thing you want to worry about is how to pay for the medical fees.
|
|
| • |
Choose from 2 plans; Mini or Jumbo |
| • |
Pays additional daily income for hospitalization due to illness or ICU hospitalization |
| • |
24 hours worldwide protection |
| • |
Up to 30 days Special Post Hospitalization assistance (ie. Daily allowance of $50) after a minimum of 5 days of hospitalization |
| • |
Extra cost savings for Family enrollment or additional 10% lifetime discount for annual payment |
| |
|
|
 Good News! You can use your CPF medisave to pay for the medishield premiums for yourself and your family members.
Medisave can be used to pay premiums for approved medical insurance schemes like MediShield for yourself and your dependants. If you prefer higher coverage for your medical treatment expenses, you can use your Medisave to buy an enhancement plan from an approved private insurer. These enhanced plans, called Integrated Shield Plans are integrated with MediShield to provide financial protection on top of what MediShield provides.
Medisave can also be used to pay for premiums of these private Medisave-approved Integrated Shield plans, subject to a withdrawal limit of $800 per policy, per year. For policyholders aged 81 and above, the withdrawal limit is $1,150 per policy,
per year.
|
|
| • |
Unlimited lifetime coverage |
| • |
‘As charged’ coverage |
| • |
Letter of Guarantee waives deposit required by hospital |
| • |
Enhanced coverage with add-on Riders
- Assist Rider minimises your hospital bills
- Child Illness Rider protects your child’s well-being
- Daily Cash Rider pays you cash if you’re hospitalised
|
| • |
Premium payable with Medisave funds (main plan only) |
| • |
24-hour Healthcare Hotline |
| |
|
|
| • |
Higher monthly payout |
| • |
Guaranteed lifetime payout should severe disability persist |
| • |
One time lump sum benefit payable upon severe disability |
| • |
Additional dependent care benefit |
| • |
One time lump sum payout for death while suffering from or upon recovery from severe disability |
| • |
Premiums payable by CPF Medisave (up to $600 per insured person per calendar year) |
| |
 Check out PrimeShield 300 Premium rate
|
Check out PrimeShield 400 Premium rate |
| |
|
|
|
|
| • |
Interim Coverage while we process your policy |
| • |
Letter of Guarantee (LOG) now includes Private Hospitals |
| • |
Increased Annual Claim Limit for Plan 1 and 2 |
| • |
Smaller Age-Band for Children on Plan 1 and Plan 2, which means lower premiums |
| |
|
|
| • |
Tax and GST-free payouts that let you spend your money where it's needed |
| • |
A one time lump sum benefit equal to three times the first monthly payout amount will be provided to help you with the initial expenses at the onset of the disability. |
| • |
A dependent care benefit of $200 per month payable up to 36 months if you have a child aged 21 years old and below at claim. |
| • |
A Rehabilitation Benefit of 50% of the monthly payout during your recovery stage. |
| • |
A death benefit that will pay three times your last payout if death occurs during the severe disability. |
| • |
A waiver of premium payment during benefit^ payouts. |
| • |
A guaranteed renewal that allows you to continue coverage as needed |
| |
Check out MyCare Premium rate
|
Check out MyCare Plus Premium rate |
| |
^ This refers to when the life assured is receiving either the Severe Disability Benefit or the Rehabilitation Benefit. |
| |
|
|
|
|
| • |
Guaranteed renewal and unlimited lifetime claims |
| • |
Coverage for medical expenses
|
| • |
Organ transplant benefits
|
| • |
Extra coverage for 30 critical illnesses |
| • |
Additional benefits for women
|
| |
|
|
Related Info for comparison of integrated Shield plans:
Click here for a comparison of the Integrated Shield Plans
Related Info for comparison of ElderShield Supplement Plans
View the comparison* (45 KB) As of Aug 2011
If you require any further assistance or face any difficulties in purchasing your ideal product, please contact us through email or phone.
If the plans displayed on our website do not meet your needs, do email us your personal details and the summary of your needs, so that our officers can check on a suitable product for you and revert back within 3 working days.
This is provided to you for general information only and does not constitute a recommendation, an offer or solicitation to purchase the product mentioned. Any advice is general and it is not intended to provide any insurance or financial advice. It also does not take into account of your specific objectives, health and financial situation and any of your particular needs and you should consider whether the product is appropriate for you. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information. Though an effort has been made to provide complete information, Phillip Securities Pte Ltd assumes no liability for the completeness of the information provided here. All insurance products are subject to the limitations and conditions in the insurance policies and applicable legislation. The terms and conditions and exclusions of the plans are specified in the respective policies from the insurance companies. Insurance products are obligations only of the insurance companies. They are not bank deposits or obligations of, or guaranteed by Phillip Securities Pte Ltd or any of its affiliates.
You may wish to seek advice from a financial advisor before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial advisor, you should consider whether the insurance product is suitable for you.
|
