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Personal Accident Insurance
Personal Accident Insurance Child Personal Accident Insurance Senior Personal Accident Insurance

Personal Accident Insurance

Most people think that they are fortunate not to fall victim to an accident. However, accidents can and do happen to anyone at anytime and anywhere. Personal Accident policies are designed to provide financial assistance payable upon death or injuries as a result of an accident. It also protects you and your family from financial burdens imposed by loss of income and medical bills.

Applying Personal Accident Insurance online is hassle-free and does not require any pre-acceptance medical examination. With a Personal Accident Insurance, you can have a piece of mind that you and your loved ones are looked after in times of need.


ACE Step-Up Cover Benefits Include: Webpage under maintenance
Choose from 2 plans; Mini or Jumbo
Accidental Death (AD) and Permanent Disablement (PD) Benefits will increase by 10% at the end of each policy year – up to the end of the 6th policy year
Up to $72,000 Special Family assistance benefit up to 36 months of monthly allowance payout to the insured’s family in the event of AD/PD of the insured person
Premiums remain unchanged even though benefits are increased
Extra cost savings for Family enrollment or additional 10% lifetime discount for annual payment
24 hours worldwide protection
Tenet PAStar Benefits Include:
Choose from 3 plans; Standard, Deluxe or Elite
Worldwide Full Terrorism cover up to capital sum insured per insured person
Medical expenses for 13 specified infectious diseases
Receive a lump sum payment in the event of accidental death or permanent disablement
Income continuance in the event of temporary disablement
No Claim Bonus up to 25%
Worldwide 24-hour protection against sudden, unforeseen & unexpected events.
Apply to pay annual premiums via GIRO and enjoy automatic renewal

Child Personal Accident Insurance

As a parent, you want the best for your children - to protect them and ensure that they are well looked after. However, accidents can happen unexpectedly especially during a child’s young and active years. This does not mean that you have to be caught unprepared.

Applying for Child Personal Accident Insurance online is hassle-free and does not require any pre-acceptance medical examination. Don’t leave things to chance. With Child Personal Accident Insurance, you and your precious ones can have adequate protection in times of need.


ace insurance
ACE AngelShield Benefits Include:
Choose from 2 plans: Premier or Deluxe
Eligible for Dependent Child between the age of 1 to 21 years
Insure Dependent Child 24 hours a day anywhere in the world
Lump sum cash payout of up to $600 in the event of hospitalization exceeding 7 days of Dependent Child due to Accidental Injury
Premium waiver benefit until the age of 21 in the event of Insured Parent’s Accidental Death/Permanent Total Disability
Enjoy a 10% discount off monthly premiums for enrolment of more than 1 Dependent Child
Receive a 25% cash refund on premiums paid for every claim-free policy year
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Senior Personal Accidents Insurance

Accidents happen when we least expect it. Not only will family members be distraught when it happens, in some cases, it may also incur heavy medical costs. A Senior Personal Accident Plan is designed with the well-being of the elderly in mind. It usually offers coverage in areas of medical expenses, hospitalisation and even recuperation due to accidents.

Show your family how much they mean to you. The Senior Personal Accident Plan may be a perfect plan to buy for your parents as a gesture of your love and care. They will be covered against accidents and need not worry about causing any financial strains on their children or use their retirement funds to pay for medical bills due to accidents.


ace insurance
ACE SilverShield Benefits / Features Include:
Choose from any of the 3 plans: Standard, Premier or Deluxe
Eligible for Singapore Residents between the age of 45 and 70 years
Reimbursement of in/out-patient medical expenses incurred due to an accident, including Traditional Chinese Medical treatment
Lumpsum cash payout of up to $75,000 in the event of death or loss of 3 Activities of Daily Living* due to an accident
Provision of Telephone First Aid Advice Service and Emergency Nurse Assistance Service
No claim bonus of 25% of premiums paid for every claim-free policy year
* Activities of Daily Living refer to:
Washing – the ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash satisfactorily by other means;
Dressing – the ability to put on, take off, secure and unfasten all garments and, as appropriate, any braces, artificial limbs or other surgical appliances;
Transferring – the ability to move from a bed to an upright chair or wheelchair and vice versa;
Mobility – the ability to move indoors from room to room on level surfaces;
Toileting – the ability to use the lavatory or otherwise manage bowel and bladder functions so as to maintain a satisfactory level of personal hygiene;
Feeding – the ability to feed oneself once food has been prepared and made available


Learn More Get Free Quotes Buy Now!

If you require any further assistance or face any difficulties in purchasing your ideal product, please contact us through email or phone.
If the plans displayed on our website do not meet your needs, do email us your personal details and the summary of your needs, so that our officers can check on a suitable product for you and revert back within 3 working days.


Telephone: 6506 0832/ 6506 0829/ 6506 0827


This is provided to you for general information only and does not constitute a recommendation, an offer or solicitation to purchase the product mentioned. Any advice is general and it is not intended to provide any insurance or financial advice. It also does not take into account of your specific objectives, health and financial situation and any of your particular needs and you should consider whether the product is appropriate for you. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information. Though an effort has been made to provide complete information, Phillip Securities Pte Ltd assumes no liability for the completeness of the information provided here. All insurance products are subject to the limitations and conditions in the insurance policies and applicable legislation. The terms and conditions and exclusions of the plans are specified in the respective policies from the insurance companies. Insurance products are obligations only of the insurance companies. They are not bank deposits or obligations of, or guaranteed by Phillip Securities Pte Ltd or any of its affiliates.


You may wish to seek advice from a financial advisor before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial advisor, you should consider whether the insurance product is suitable for you.

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